![]() ![]() Different terms, fees or other loan amounts might result in a different comparison rate. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Our calculator shows you the reduction in interest expense and your loan balance at the. ![]() The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. The lower your mortgage balance, the lower your required loan payment. To view these documents you may need Adobe Acrobat. We also assume that youll continue to make the original monthly. Before making any decision in relation to our home loan products you should read the relevant Terms and Conditions booklet. Lump sum payments are assumed to be made at the very start of the mortgage term remaining. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. ![]() The offset facility is only available on the Orange Advantage home loan account when linked to an Orange Everyday account. Instantly discover the time and money you will save by making extra payments on your home loan with this free online extra payment mortgage calculator. There is no offset facility available on a fixed rate loan. Allows for cash flows on any date Mortgage Calculator. Any additional payments or advanced funds are not available for redraw during the fixed interest period. You should refer to the Home Loan terms and conditions for details and contact us on 133 464 for an estimate of the break costs that may be payable by you in the above circumstances. WARNING: If you select a fixed rate loan, break costs may be payable if, at any time before the fixed rate expires, you (1) pay out your loan, make an additional payment of $10,000 or more, or you make additional payments totalling $10,000 or more in any one-year period (with the first one-year period starting on the first day of the fixed interest period), or (2) you ask us to make certain changes to your loan including but not limited to your loan type, your repayment type, your loan purpose, your fixed interest period, the security on your property, your approved loan amount, your loan term, the borrowers on your loan or any other change that requires your loan to be re-documented. All features are not available for every type of loan. Details of these and the terms and conditions are available at or by calling 133 464. All applications for credit are subject to ING's credit approval criteria. All rates and information are correct at time of publication and are subject to change. ![]()
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